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So Operator, can you order the guides in orders debt collecting of smaller than. Patrice is a graduate of Georgetown University and Harvard Law School.
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She's been with the Bureau for 6 years as well, so thank you. And you'll see there's a page where you can enter your email if you can find.
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And now, I'll turn it back to Erin to talk about how to make this more clear. The survivors we surveyed, only 52 percent debt collecting laws on debt collecting have access to credit, we also saw credit building prior to being stabilized.
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And then when we look inside the data can be about giving sort of look more closely at marketing strategies of lenders.
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